How to make UPI payments with WhatsApp? Follow these steps

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The unified payment interface, commonly referred to as UPI, has made payments extremely convenient. From ordering food to buying vegetables, you can use this digital payment method to make your life easier. Now messaging platform WhatsApp is said to have introduced a feature to make UPI payments through it.

The messaging app said the new feature will allow users to make UPI payments seamlessly using the “Rs” button. Payment can be made while chatting with a contact or by scanning a QR code at more than two crore QR code scanning stores in India, WhatsApp said in a statement.

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Here is how you can make UPI payments via Whatsapp by following these steps.

STEP 1: You must have an active account in an Indian bank that supports UPI payments. The main phone number linked to the bank account must be the same as your WhatsApp account.

STEP 2: Now you need to open a conversation with the person you want to send money to. Tap the payment icon. Or, you can tap Attach, then select Payments

STEP 3: Enter the amount of money you need to send. Select “Next”, then press “Begin”.

STEP 4: Tap “Agree and Continue” to accept the payment terms and privacy policy.

STEP 5: Now select your bank from the list of available banks. Tap “Verify by SMS”, then select “Allow”. If your app already has permission to make and handle phone calls, you don’t need to grant permission.

STEP 6: Tap the bank account you want to add to send and receive payments. To verify the debit card, select “Continue”. To check the details, select “Check card”.

STEP 7: Once you have added the bank account to WhatsApp, you can send money to any of your contacts.

STEP 8: Now open the chat with the account you want to send money to. Press the ‘ ‘ and enter the amount you want to send. Press “Next”, then “Send payment”.

STEP 9: Now you need to verify the payment by entering the UPI PIN. If you haven’t set up a UPI PIN, you should do so by checking the last six digits of your debit card and the expiration date.

STEP 10: You need to confirm payment status by checking transfer status in chat or view past transactions in payment settings.


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